Cruises from Florida for seniors
The short answer
Sailing from Florida means no flight for many travelers: you drive to the port, park and walk on. Tampa, Port Canaveral, Fort Lauderdale and Miami all offer short Bahamas and longer Caribbean trips — a good way to try cruising after 60.
Why a Florida home port helps
- No flight. If you live in the Southeast, you can drive. If you fly in, arrive the day before so a delay cannot make you miss the ship.
- Short trips to start. Three- to five-night Bahamas cruises are an easy first test.
- Longer Caribbean trips of seven nights and more sail from the same ports.
Health cover in the Bahamas and Caribbean
Puerto Rico and the U.S. Virgin Islands count as part of the U.S. for Medicare. The Bahamas and most other Caribbean islands do not.
What the rules say
Medicare.gov: Medicare usually doesn't cover health care while you travel outside the U.S. Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands and American Samoa count as part of the U.S.
Source: Medicare.gov, checked September 26, 2026
Medicare.gov: Part B may pay for medically necessary care on a cruise ship if the doctor is legally allowed to treat on the ship and the ship is in a U.S. port, or no more than 6 hours from one, when you get the care.
Source: Medicare.gov, checked September 26, 2026
Kathryn is based in Fort Myers, Florida, and books sailings from every Florida port.
Call (239) 357-0814Common questions
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